Calers brings accounts, cards, budgets, debts, properties and forecasts together in one place. Know where every euro goes and how your month will end before it does.
Download your transactions from your online banking and import them into Calers in a minute. We have step-by-step instructions for 25 banks, and it works with any other bank that exports CSV, Excel or OFX.
Bank logos and names are trademarks of their owners, who are not affiliated with Calers.
From your morning coffee to the deposit on your home. Calers is with you day to day and for the big goals.
Bring all your accounts together and see your total net worth at a glance, grouped your way.
Log income, expenses and transfers in seconds and organise everything with categories and tags.
Learn moreSet limits per category, see when you overspend and set savings goals with a deadline.
Learn moreSchedule your salary, bills and subscriptions once and Calers reminds you what’s due each week.
See how your month, quarter or year will end based on your scheduled transactions.
Import bank statements in CSV, Excel, QIF, OFX, QFX or MT940 and export your data whenever you like.
Learn moreCar loan, instalment purchases or money you’ve lent: track what’s left on every debt.
Learn moreWhat your properties are worth, your mortgage’s amortisation schedule and your real net worth.
Your data kept isolated and protected, no bank access and always under your control.
Learn moreClear charts and a profit and loss table so you know exactly where your money goes.
Learn moreThese are real Calers screenshots using a demo account.
Each account with its transactions, the running balance after every entry and filters by date, type or text.
Scheduled salaries, bills and subscriptions, with what comes in and goes out each week, month and year.
Net worth, this month’s income and expenses, budgets and goals on a single screen.
Income versus expenses month by month, spending per account and the categories where you spend most.
How your net worth will evolve based on your salary, rent and other scheduled transactions.
Limits per category showing what you’ve spent, what’s left and a warning when you go over.
What each property is worth, what’s left on the mortgage and the equity that’s already yours, charted over time.
Sign up with your email and try everything for free. We don’t ask for a card.
Bank, cash, cards, savings or investments. Enter the opening balance or import transactions from a bank file.
Record your day-to-day spending, schedule your bills and see how your month, quarter or year will end.
Try every feature for 7 days with no card, then continue for €29 a year. No lock-in.
Discover Calers with no commitment.
No card needed to start
Full access to Calers for a whole year.
Just €2.42 a month
Prices in euros, excluding tax. The tax that applies in your country (for example, VAT) is added at checkout, and you’ll see it before you confirm. Payments are handled by Paddle.com, our official reseller (Merchant of Record).
Calers works in the browser on any device. Log an expense in the supermarket queue and review your reports calmly on your computer.
We built Calers so that privacy isn’t an option, it’s the starting point.
Your data is stored in an isolated space, reserved exclusively for your account and protected with independent access.
Protect access with a code from the authenticator app on your phone. Even if someone knows your password, they won’t get in.
Calers doesn’t connect to your bank and never asks for, or needs, any banking details: no passwords, access codes, IBANs or account numbers. A name you recognise, like “Salary account” or “Card”, is all it takes to identify each account.
Every day we back up your data and keep the copy for 14 days. If you make a mistake, you can roll your account back to an earlier state yourself.
The app has no analytics, no ads and no third-party resources: everything it loads comes from our own servers. On the website, Google Analytics only runs if you accept it.
Encrypted passwords, attempt limits, secure sessions and HTTPS across the whole service. We email you about security changes.
Download everything in a ZIP file with JSON and CSV whenever you like, no need to ask.
Delete your account from your profile and everything is erased. For any other right, send us a request from the app and we’ll reply within one month at most.
Sign up and get 7 days of full access to every feature. We don’t ask for a card, so nothing is charged when it ends. If you like it, activate the annual plan from the app.
€29 a year plus your country’s tax, which is added at checkout and shown before you confirm (for example, 21% VAT in Spain). It’s a single annual payment that includes every feature and update.
Yes. There’s no lock-in. Cancel from the customer portal and keep access until the end of the paid period.
No. Calers never asks for passwords or access to your bank. You can enter transactions by hand or import the file you download from your bank (CSV, Excel, QIF, OFX, QFX or MT940).
On our servers, stored in an isolated and protected way, never mixed with other users’ data. The app has no third-party analytics or ads, and we never sell or share your financial information.
Yes. Calers works in the browser on any phone, tablet or computer, with no app to install.
Yes. Under Privacy and data in your profile you can download all your data in a ZIP file (JSON and CSV) and delete your account whenever you like. Doing so erases your data, backups and associated files.
No. Calers is personal finance software to organise and plan your money. It doesn’t move money, grant credit or provide financial advice.
Turn on two-step verification under Security in your profile. As well as your password, we’ll ask for a 6-digit code from the authenticator app on your phone when you sign in (Google Authenticator, Microsoft Authenticator, 1Password or any other compatible app). If you like, you can remember your trusted devices for 30 days.
When you turn on verification we give you 10 single-use recovery codes: keep them somewhere safe and you’ll be able to sign in without your phone. If you’ve lost them too, write to us and, once we’ve confirmed your identity, we’ll turn it off for you.
Yes. In Properties you add each property with its purchase price and valuations, and the mortgage with its principal, term and rate. Calers works out the amortisation schedule, with rate reviews and early repayments, and the net worth on the overview takes the value and outstanding balance into account.
It uses the French fixed-payment system most banks use, so the difference is usually a few cents due to rounding or the charge date. It’s an estimate: for exact figures, always check with your bank.
Practical, jargon-free guides to take control of your personal finances, step by step.
Create your account in a minute and try Calers for 7 days without paying a thing.
