Your home and your mortgage, part of your net worth.
Add your properties, record their valuations and keep track of the mortgage with its amortisation schedule. Calers tells you what they’re worth, how much is left to pay and how much is already yours.
Value always up to date
Purchase price and costs, plus the valuations you get along the way: appraisals, property portals or your own estimate.
Amortisation schedule
Payment, interest and principal for every month using the French system banks use. Download it as CSV.
Rate reviews and early repayments
Fixed, variable or mixed rate. Add rate reviews and early repayments and the schedule recalculates itself.
Your real net worth
The overview adds your properties and subtracts what’s left on your mortgages, based on your ownership share.
Know how much interest you pay
Enter the principal, term and rate and Calers works out every payment. See what you’ve paid, what’s left and when you’ll finish, with yearly subtotals.
- Estimated payment as you fill in the form
- Lower the payment or shorten the term with early repayments
- The scheduled payment, created in one click
All your properties at a glance
Home, second home, rental flat, commercial unit, garage or land. Each with its current value, outstanding mortgage and equity.
- Ownership share if you co-own it
- Capital gain against what you invested
- Chart of value and mortgage over time
Everything you own, minus what you owe
The overview adds up your accounts and properties and subtracts mortgages and loans. Net worth over time in your reports takes them into account too.
- Breakdown by accounts, properties and debts
- Only your share of each property counts
- Included in the annual plan at no extra cost
Get your money in order today
Create your account in a minute and try Calers for 7 days without paying a thing.